Specialty Insurance

We represent the Foremost Insurance Group of companies, national insurers based in Michigan. Foremost is nationally recognized and best known for insuring manufactured homes, motor homes, travel trailers, and in many states, motorcycles, off-road vehicles and personal watercraft and boats. Foremost also has a specialty dwelling insurance program in many states for site-built homes that don’t qualify for “standard” or “preferred” coverage. Foremost has been in business over 50 years. Their expertise in developing specialized insurance programs, along with their combination of coverage and claim service, are second to none.

Mobile Home

The companies of Foremost Insurance Group are best known as the premier providers of specialized insurance for mobile homes and manufactured homes.

Foremost insures almost every kind of mobile home and manufactured home on the market today – from big, multi-sectional homes to older single-wides. There is no limit on the mobile home’s age, value, size or make. Foremost will insure all of the following:

  • High-value manufactured homes
  • Low-value mobile homes
  • Mid-value mobile homes
  • New and old mobile homes
  • Owner-occupied mobile homes
  • Rental mobile homes
  • Seasonal mobile homes
  • Commercial mobile homes
  • Mobile homes on private property
  • Mobile homes located in a park
  • Even customized mobile homes

Motor Home, Travel Trailer, and Fifth-Wheel

The companies of Foremost Insurance offer specialized policies for all types of motor homes, travel trailers, and fifth-wheels, including:

  • High value units
  • Low value units
  • Older trailers
  • Park models
  • Tent campers
  • Stationary trailers
  • Full timers
  • Class A, B, and C rigs

Specialty Dwelling

The Foremost companies’ specialty dwelling line covers:

  • Older and lower-value homes
  • Homes with minor cosmetic problems
  • Homes with a market value below replacement cost
  • Rental and vacant homes
  • Customers with credit and/or loss problems

Motorcycle and Off-Road Vehicle

Foremost’s specialty lines of insurance include a variety of motorcycles and off-road vehicles, including:

  • Touring bikes
  • Sport bikes
  • Cruisers
  • Trike conversions
  • Custom and classic cycles
  • Dirt bikes
  • Dune buggies
  • Golf carts
  • ATVs (3-, 4- and 6-wheel)
  • Snowmobiles

Personal Watercraft and Boats

Foremost’s Personal Watercraft program covers watercraft carrying one, two, three or more people that can be stood on or straddled. Personal Watercraft are often referred to by their brand names such as Jet Ski®, Wave Runner® or Sea Doo®.

Foremost’s marine line also includes a Family Boaters program for boats 26 feet and less in length. The Family Boaters program covers:

  •  Bass boats
  •  Bow riders
  •  Cabin cruisers
  •  Catamarans
  •  Day sailers
  •  Deck boats
  •  Fishing boats
  •  Sailboats
  •  High-performance
  •  Jet boats
  •  Pontoon boats
  •  Runabouts
  •  Flats boats
  •  Canoes
  •  Kayaks
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